Several years ago, my husband's employer gave us a copy of Dave Ramsey's Total Money Makeover and I was very surprised to find that I actually enjoyed reading it! I never thought that I would find a financial book to be understandable, inspiring and interesting...but it really is! After reading the book, I was even more motivated to get our family finances in better order. No matter what your income and financial situation is, you can get out of debt and increase your savings. Anyone can do it! A recent article stated that nearly half of all Americans are just one emergency away from financial ruin. That is a really scary statistic!
I was able to preview the DVD of the initial "Super Saving" class and it was excellent! The star of the show is Dave Ramsey himself and he is a pretty funny guy! My kids were in the room when I was watching it, and although I think a lot of it went over their heads, they were even laughing at several different parts! Zions Bank also sent me a Dave Ramsey Deluxe Envelope system to try out and I am anxious to see how much money I can save this way. Using this system helps you to actually see how much money you have in each area of your budget each month...and it makes it really easy to see when it's gone too! If you are having trouble staying within your budget, using cash can be a great way to exercise more control over your money!
For more information about obtaining a scholarship or to start your own Financial Peace University course with a group of 15 or more, email endprogram at zionsbank dot com. You can also "like" Zions Bank on Facebook or follow them on Twitter for Financial Peace University updates.
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